Bankruptcy Law

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Bankruptcy Attorney In Rochester, New York

Protecting You from Creditors Through Bankruptcy

Bankruptcy is a legal process designed to help individuals and businesses who are struggling with unmanageable debt. At Brian C. Buettner, Attorney at Law, we have been assisting clients with bankruptcy cases in New York for over 32 years, offering trusted legal guidance and personalized solutions to navigate financial difficulties. Whether you're considering filing for Chapter 7 or Chapter 13 bankruptcy, or you need advice on debt relief options, our office is here to help.

Call Brian C. Buettner, Attorney At Law at 585-454-1760 to schedule a consultation with a lawyer today.

What Is Bankruptcy?

Bankruptcy is a federal legal procedure that allows individuals or businesses to discharge or reorganize their debts when they can no longer pay them. Depending on the circumstances, bankruptcy can either eliminate debts or allow for a manageable repayment plan over time.

There are different types of bankruptcy filings, each designed to fit different situations:

  • Chapter 7 Bankruptcy: Also known as "liquidation bankruptcy," Chapter 7 allows individuals to discharge most unsecured debts, such as credit card debt, medical bills, and personal loans. In exchange, non-exempt assets may be sold to repay creditors. This type of bankruptcy is typically best suited for individuals with limited income who are unable to repay their debts.
  • Chapter 13 Bankruptcy: Chapter 13 is known as "reorganization bankruptcy." It is available to individuals with regular income and allows them to create a repayment plan, typically lasting three to five years, to pay back some or all of their debts. Chapter 13 is ideal for individuals who want to keep their property, such as a home, while making manageable payments.

How Filing for Bankruptcy can help you?

Filing for bankruptcy can offer several benefits, including:

Debt Relief: Bankruptcy allows you to eliminate or reduce your debts, giving you a fresh financial start.

Automatic Stay: Once you file for bankruptcy, an automatic stay is put in place, which stops creditors from collecting debts, foreclosing on your home, or repossessing your car. This provides immediate relief and time to reorganize your finances.

Protection of Assets: In many cases, bankruptcy law allows you to protect certain essential assets, such as your home, car, and retirement accounts, ensuring you can maintain a stable foundation while addressing your debts.

Rebuilding Credit: Although bankruptcy may affect your credit score, many individuals find that it is the first step toward rebuilding their credit. After bankruptcy, you can begin to rebuild your financial standing without the burden of overwhelming debt.


Deciding whether to file for bankruptcy is a significant decision, and it is important to consider all your options. At Brian C. Buettner Attorney at Law, we offer personalized bankruptcy consultations where we carefully review your financial situation and advise you on the best course of action. If you are overwhelmed by debt, it may be time to explore your legal options. Contact Brian C. Buettner Attorney at Law today for a consultation. We will guide you through the bankruptcy process and help you take the first step toward a brighter financial future.

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Disclaimer: We are a debt relief agency. We are attorneys who help people file for bankruptcy relief under the bankruptcy code.

Have Questions?

Call Brian C. Buettner, Attorney At Law at 585-454-1760 today to speak to an attorney.

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